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Friday, 31 October 2008 |
By Mike Smith
 Life without credit cards is unimaginable. Its a payment system that has revolutionized the way the consumers and the service providers such as the hospitality and the retail industry communicate. As the name suggests, this plastic card provides with funds on credit for stuff that you may want to buy.
Way back in 1887, an American author and socialist, Edward Bellamy spoke about buying commodities with a card in his novel, Looking Backward.
In 1914, US-based Western Union introduced a metal card for select customers with an interest-free period. General Petroleum Corporation followed in 1924. This system of payment became so popular that during the 1920s and 1930s, it spread to other companies such as railroad, hotel chains, airline, oil companies and department stores.
The 1930s saw the launch of the Bell System credit card by the American Telephone and Telegraph (AT&T) Company.
One card that changed the face of credit card and gave it the global avatar was the Diners card. The credit card, launched in 1950 could be used for avail of general services, unlike its predecessors.
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Last Updated ( Friday, 31 October 2008 )
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Wednesday, 29 October 2008 |
By Clint Jhonson
 Most of us get offers for credit cards in our mail almost every day. In spite of this you will find that most of them are uncalled for and go into the junk mail bit there are very few you might find useful. One of them is the applyonline.citicards.com offer from Citibank. If you have already been pre-approved for a credit card offer, then all you have to do is go to applynow.citicards.com.
You can choose from scores of credit cards that give you rewards. You dont have to wait any more; you can apply just now. You can either choose to earn cash back or earn reward points on each purchase that you make. You will find the latest deals on applynow.citicards.com no matter what you are looking for; whether it low APRs, balance transfers, getting cash back or airline mile cards. Just like Chase sends a sendmethecard invitation for Chase Platinum card consumers, Citibank has a similar offer called applyonline.citicards.com where consumers can qualify for various other offers that they have and choose those that are suited best to their individual lifestyle.
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Last Updated ( Wednesday, 29 October 2008 )
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